This Privacy Policy describes how Loanbook ("we", "us", "our") collects, uses, and protects your information when you use our mobile application (“App”). By using the App, you agree to the collection and use of information in accordance with this policy.
Information We Collect
- Loan & Transactional Data: Loan amount, interest rates, repayment schedules and instalments, lender/borrower names, business descriptions, vehicle details for Auto Loans.
- KYC Identifiers: Aadhaar number, Driving Licence number, Voter ID number, PAN, Passport. (We do not store images or scans of identity documents.)
- Optional Information: Contact info (name, phone, email), notes, or descriptions entered by the user.
How We Use Your Information
Your data is used solely for:
- Enabling core bookkeeping functionality
- Storing and retrieving records within the app
- Providing customer support if you contact us
We do not use your data for advertising, marketing, or profiling.
Data Storage and Security
Your data is stored securely using industry-standard methods. Access to your data is limited to you unless you explicitly share it. We take reasonable precautions to prevent unauthorized access, loss, or misuse. However, no system is 100% secure. Use device-level security (like screen locks) to further protect your information.
No Third-Party Sharing
We do not share, sell, or transfer your data to third parties. The App does not integrate with any external services or financial institutions.
Children's Privacy
This App is intended for users above 18 years of age. We do not knowingly collect data from anyone under 18. If such data is found, it will be deleted.
User Rights
- View and manage your data directly within the App
- Delete app data by uninstalling the App (locally stored data will be removed)
- Request support via email for issues related to your data
If you have concerns or data deletion requests, contact us at kztar.tech@gmail.com.
Data Retention
We retain your data only as long as needed to provide app functionality. Once you delete the App or your data, we do not keep a copy unless legally required.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted within the App or on the app store listing. Continued use after changes indicates acceptance of the updated policy.
Contact Us
If you have questions about this Privacy Policy or how your data is handled, please contact us:
Email: kztar.tech@gmail.com